On money diaries (& being nosy)

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This week I discovered, became obsessed with and practically devoured the Money Diaries at Refinery29. I’m such a nosy person, and I love geeking about budgets, so this was really the best thing ever to read!

Apart from being generally super nosy, I really enjoyed seeing where money tended to be spent throughout the day. Surprisingly the overall (non-fixed) spending habits were more similar across the board, despite the very different incomes levels. I really could relate when unexpected expenses popped up! I can track every cent of mine (an OCD characteristic since the days when my pocket money was $1, no kidding) and already do so in writing, so I don’t think I would discover anything new if I did a money diary. I may still be interested in doing one though, because who knows, I could learn something. Or it would just be incredibly boring.

Thanks to an unexpected and incredibly generous gift from a relative, I’ve managed to surpass this year’s savings/extra house repayments goal before the halfway mark of the year! Nonetheless I have decided to put that to the side (mentally not literally) and continue working with my current budget and goals. I still think I can reach the savings goal and even surpass it by myself! (Please be kind to me, tax time!) I’ve definitely reined in and tightened my spending habits even more in the last two months, and am feeling quite content to just very VERY slowly save and plan for the things I want/need to spend on. Unexpected expenses are hurting me though.

I’m suddenly reminded that there are a lot of things I have been continually too lazy to list up on eBay though, which I should definitely get to…

[EDIT] I have since posted my 2 weeks in Melbourne money diary!